Think differently. Achieve financial independence. Retire early.
Spending Category Amount Notes Eating out £20 Bacon tastes good Education £260.59 Subscribed to Coursera Plus for a year Entertainment £68.89 TV licence, Spotify, playing the lottery(no wins), competitions magazine, bets on football (no wins), playing pool, and a cinema ticket Groceries £153.79 Budget of £40/week = £200 for the month Health £60.99 CrossFit (2 […]
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There isn’t one single way to reach financial independence (FI), and a one-size-fits-all approach doesn’t work because we all have different circumstances and dreams. Let’s explore the various types of FI and find the one that’s right for you. But before we do, a reminder of the calculation used to determine how much money you […]
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Do you know how much money you need to retire early? If you don’t, you’re far from alone. In 2017, Bank of America Merill Lynch carried out a survey that showed 81% of Americans didn’t know how much they would need. In 2021, research in the UK showed that 38% of people had no idea […]
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“You can’t take it with you.” “You could get hit by a bus tomorrow.” “I’d rather spend it and make memories.” You might think it would be easy to convince people to save money. Shit happens, after all – it’s a question of when, not if. But it’s actually very difficult. Just take a look […]
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“There’s a face in the mirror And you close your eyes Much easier to turn away Than to take a look inside.” Where You Goin’ Now – Damn Yankees If you’re like me, you find it very easy to list things that you want to avoid: working full-time in a job you don’t like for […]
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